The Tunisian Insurance and Reinsurance Company (Star Assurances), the biggest insurer Tunisia, has reported that its gross written premiums rose by 12.2% to TND483.99m ($171m) in 2025, compared with 2024.
Non-life premiums amounted to TND417.92m in 2025 compared to TND66.07m for the life branch.
Total claims paid stood at TND272.62m in 2025, 2.5% higher than the TND266.10m in 2024.
GWP and Claims paid by STAR
|
Branch
|
Gross Written Premiums
|
Claims Paid
|
|
Values in TND ‘000
|
2025
|
2024
|
Change
|
2025
|
2024
|
Change
|
|
Automobile
|
221,500
|
198,726
|
11.5%
|
129,515
|
132,828
|
-2.5%
|
|
Fire & Misc. Risks
|
42,180
|
37,580
|
12.2%
|
14,540
|
8,638
|
68.3%
|
|
Transport
|
14,666
|
14,443
|
1.5%
|
458
|
2,661
|
17.2%
|
|
Other Branches
|
139,571
|
126,240
|
10.6%
|
114,672
|
111,749
|
2.6%
|
|
Non-Life
|
417,918
|
376,990
|
10.9%
|
259,185
|
255,876
|
1.3%
|
|
Life
|
66,067
|
54,401
|
21.4%
|
13,433
|
10,218
|
31.5%
|
|
Total
|
483,985
|
431,391
|
12.2%
|
272,618
|
266,095
|
2.5%
|
|
Source: STAR
|
STAR explained the growth of different branches as follows:
|
Branch
|
Growth %
|
Key Drivers
|
|
Automobile
|
+11.5%
|
Growth in subscriptions for individual policies (+4.5%), fleet policies (+57%), following the award of a major contract through a tender, as well as border insurance (+32%).
|
|
Fire & Misc
|
+12.2%
|
Growth in civil liability, industrial risks, and machinery breakdown.
|
|
Transport
|
+1.5%
|
Higher issuance of major subscription policies and single-voyage policies (land transport)
|
|
Health
|
+9.9%
|
New business subscriptions and revaluation of existing portfolio contributions.
|
|
Life Insurance
|
+31.5%
|
Driven by collective and individual savings activities.
|