Turkiye: Insurance industry's capital adequacy at all-time high
Source: Middle East Insurance Review | Nov 2025
The Turkish insurance industry is in its most secure period in terms of capital adequacy, liquidity, risk management and similar indicators, according to Mr Davut Mentes, president of the Insurance and Private Pension Regulation and Supervision Agency (SEDDK).
He said, “Our sector is in a safer environment than ever before in terms of risk management and the capital adequacy of our companies. As of the last five years, it has entered its most secure period in terms of capital adequacy, liquidity and similar matters. We believe it will be even better.”
Mr Mentes revealed that the insurance sector’s return on assets is around 6% and return on equity is around 50%, reported the business news platform Finansi Gundemi.
He said that the insurance industry is in a very good position compared to banks.
“This is a positive development because it delivers real profitability, even when adjusted for inflation. Our sector has positively differentiated itself from banking over the last two or three years. We’re also doing quite well in terms of liquidity and financial leverage, which is around ‘1’. Things are improving in the insurance sector,” he said. M