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Read the latest edition of AIR and MEIR as an Interactive e-book

Dec 2021



Saudi insurers' profitability at risk

Twenty-seven out of the 29 Tadawul-listed insurance companies disclosed their 9M 2021 financial results within the specified time. We analysed these Saudi listed insurers’ performance by net profit and GWP including a focus on companies with accumulated losses reaching 20% or more of their share capital as of 30 September.

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End-of-service benefits require flexibility

Zurich Workplace Solutions’ Mr Sajeev Nair explains why defined contributions may shape the future of end-of-service benefits for the region’s expatriate professionals.

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Supply chain vulnerability to cyber attack

TT Club's Mr Abdul Fahl looks at how susceptible operators in the MENA region are to cyber attack and how they should prepare to combat the threat.

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View from India - Indian insurance at a tipping point

India's insurance market is today growing rapidly. Regulations are now more investor friendly. Enhanced limits for overseas investment and developing technology platforms have the potential to bridge the large protection gap and increase specialised job creation mainly in channels, agents, product development and services. How does all this impact overseas investment in Indian insurance?

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Life & health

Strategies for turning obstacles into opportunities

Tawuniya’s Dr Othman AlKassabi provides insights into the impact of emerging technologies and the COVID-19 pandemic on business - and how to turn these disruptions into opportunities to meet evolving demands and remain resilient.

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Looking to London for A&H

International risk carriers have played only a minor role in the Middle East’s personal accident and health insurance markets for the past several years. That’s because local insurers have matured. Now, with their reinsurers, they are able comfortably to absorb the vast majority of the risks arising in the region. And while circumstances are likely to stay broadly the same for the majority of risks in the near-term future, the need to look outwards is again beginning to grow, says BMS's Ms Lucy Carter.

Closing the retirement savings gap

The MENA region has historically been described as a young one: The median age is 26.8 years according to the CIA World Factbook. However, this younger generation is growing and at the same time, life expectancy has significantly increased, posing new issues related to the widening of the retirement savings gap, says AXA Green Crescent Insurance’s Mr Mohamed Seghir.

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