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Turkey: Insurance regulator seeks most suitable compulsory motor insurance model

Source: Middle East Insurance Review | Dec 2021

The head of Turkey’s Insurance and Private Pension Regulatory and Supervisory Agency (SEDDK) has said that the regulator aims to develop the most suitable model of compulsory third-party liability (CTPL) motor insurance for the country.
 
In an interview with Insurance Gazette, SEDDK chairman Turker Gursoy said that as CTPL insurance commands the largest share of the insurance market, it is clear how important the regulations formulated in this area are. He said, “Our work on this issue continues, as it is of great importance to insurance companies and policyholders, as well as judicial practices, to clearly determine the issues that are not covered by this insurance.”
 
The regulator is also studying areas such as the direct compensation system, that will increase the service quality and increase customer satisfaction with compulsory traffic insurance.
 
The work will take into account information that can be used in risk assessment such as driver penalty points deducted as a result of traffic violations and the duration of the seizure of a driver’s licence. It will also compute a driver’s insurance score that will distinguish between a good driver and a bad driver and helping insurers set motor premiums more equitably. M 
 
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