The total number of insurance policies taken out for two-wheeled motorcycles in Tunisia is expected to reach nearly 40,900 vehicles by the end of 2026, representing an estimated increase of 100% compared to 2025.
The number of insurance applications distributed was 16,004 in 2024, before rising to 20,398 in 2025, registering a growth of 27.4% last year.
In a statement to the Tunis Afrique Presse news agency, Acting Director General of the Tunisian Federation of Insurance Companies (FTUSA), Mr Imed Hamdi, said that the number of insurance applications related to motorcycles and two-wheeled vehicles, distributed by the Federation among insurance companies, reached 30,658 vehicles at the end of September 2026, compared to 20,398 for the whole of 2025, representing an increase of 50.3%.
He attributed the sales surge primarily to the expansion of insurance applications to be submitted to the FTUSA. This procedure now includes motorcycles with engine displacements of between 50 and 125 cc. Previously, it only applied to motorcycles with engine displacements of below 50 cc.
The FTUSA centralises the distribution of motorcycle insurance applications to ensure that owners will not be refused coverage by insurance companies.
Mr Hamdi also highlighted the efforts made by the FTUSA, in coordination with security authorities, through control campaigns aimed at verifying compliance with the insurance obligation and the wearing of helmets.
Insurance applications are handled through the FTUSA platform, which directs each applicant to the insurance company closest to their home and located in their governorate. Applications are then distributed equitably among the companies, based on their share of the auto insurance market in 2024.
Despite the increasing number of motorcycle insurance applications, the coverage rate for motorcycles remains limited. Mr Hamdi said that the low coverage is due to several factors, including difficulties in identifying and registering motorcycles, the lack of official documentation for some vehicles, and the refusal of some owners to purchase insurance. Around 2m motorcycles are ridden in Tunisia, of which only 20,000 have official registration, according to the National Road Safety Observatory.