The Emirates Insurance Association has confirmed that it will present a proposal for an electronic link between insurance companies and vehicle licensing authorities, so as to enhance traffic safety.
Given the current gap in the integration of information related to renewing vehicle licences, the EIA proposal includes the exchange of information related to drivers who renew their motor insurance policies; have already purchased a motor insurance policy but whose vehicles fail the technical examination, or the vehicle owners fail to submit the vehicles to a technical inspection within the stipulated deadline.
Mr Essam Maslamani, the head of the EIA motor insurance technical committee, told Emirates Today that holding an insurance policy that is in-force is a requirement for renewing the registration of a vehicle, in addition to a technical inspection of the vehicle. However, some vehicle owners, after obtaining the motor insurance policy, might shun the technical examination of their vehicles. Reasons for avoidance include problems with the vehicles that the owner believes would mean that the vehicles would fail the inspection, or the poor condition of tires that require replacement, and others.
Mr Maslamani stresses that a vehicle breakdown, loss of balance on highways, etc represent risks for road users, as a result of the vehicle's poor condition.
He added, “If the vehicle successfully passes the technical inspection, then the insurance company will provide the insurance coverage requested for by the customer. But if the vehicle does not pass the technical inspection, the insurance company may be able to reduce the coverage for civil liability only (against others) to urge the customer to correct the situation by subjecting the vehicle to the required technical examination.”