A Dubai court has clarified that neither the insured, the driver responsible for an accident, nor the insured's employees -- if injured during work or as a result of it -- can claim compensation from the insurance company beyond the limit stated in the insurance policy's supplementary endorsement.
According to a news report in the English daily Gulf News, Dubai’s Court of Cassation, in a recent judgement, has set the new legal precedent following an appeal by the Public Prosecutor of Dubai.
The ruling has clarified that these individuals fall under categories excluded from civil liability coverage arising from accidents involving the insured vehicle, unless they have obtained additional protection through a separate endorsement or policy.