Those who are caught violating COVID-19 lockdown regulations without the necessary exemption will not receive cover for risks from insurance companies during that period, the pensions and insurance regulator has said.
Some businesses have been found operating outside lockdown protocols and some motorists who broke the curfew were involved in accidents, reported The Herald.
Insurance and Pensions Commissions (IPEC)'s director of insurance and micro-insurance supervision, Mrs Sibongile Siwela, said non-compliance with government regulations normally leads to rejection of claims.
"Individuals travelling during the curfew without the necessary exemption will be operating outside the dictates of the law and insurance policies cease to apply in cases of violating the law," she said.
"Usually, insurance policies have terms and conditions indicating that the policy will cease if the policyholder is in violation of the law."
Mrs Siwela said insurance companies would not want to support activities that violate the law hence they may reject claims emanating from driving or risk occurrences during the curfew hours of the lockdown period.
She said while insurance companies cover claims for accidents that occur during the lockdown period, claims emanating from illegal driving during the lockdown period will be rejected, she explained.