More than three-quarters of the workforce employed in Morocco do not have health insurance, according to a study by the country's High Planning Commission (HCP).
The study also shows that more than half of workers in Morocca (55.2%) have no contract with their employer.
The study found that less than a quarter (24.7%) of the workforce employed in Morocco alone has work-related medical insurance. The rate varies between 36.6% in cities and 8.2% in rural areas.
The proportion of workers with health insurance increases linearly with the education level of employees. It ranges from 10.7% among workers without a diploma to 72.8% among workers with a higher education qualification.
By sector, industry has the highest rate of employees with health insurance (42.2%), followed by services (36.5%), construction (13%) and agriculture and fishing (4.6%).
In addition, the survey findings show that 24.1% of the workforce employed in Morocco alone is enrolled in a retirement plan. The proportion varies from 7.1% in rural areas to 36.3% in cities. It ranges from 9.9% among workers without a diploma to 72.4% among employees with higher education.
The same study also reveals that around 54.3% of the workforce employed in Morocco do not have a diploma. According to an HCP document, 30.5% of the country's employed workforce have a basic degree and only 15.2% have a higher education degree.