News Middle East28 Jul 2019

Jordan:Row over driving records shows regulations lag behind digitisation

28 Jul 2019

The Jordanian Insurance Federation (JIF) has denied that it is standing in the way of allowing insurers to grant a 15% discount on motor premiums to drivers with a clean traffic record during the previous year.

In a statement, the JIF said that inaccurate media reports had said that it was refusing to establish an electronic link to Greater Municipality of Amman that would allow insurers to check traffic records of drivers who apply to renew a compulsory motor third party liability policy in order to determine whether they are eligible for the discount.

JIF said, "We are fully prepared to establish the electronic linkage in accordance with security and technical requirements that fit us”. But under the provisions of the law, it is the insurance applicant who must submit certification attesting to his accident-free record so as to enjoy the 15% discount.

The association pointed out that existing instructions issued by the Insurance Department of the Ministry of Industry, Trade and Supply, state, “the insurance applicant shall provide proof that the vehicle was not involved in any traffic violation during the period between the effective date of the mandatory insurance policy and the date of renewal”.

However, at the start of this month, the Greater Amman Municipality made a unilateral decision to stop providing drivers with the required record attesting to their accident-free record.

The subject of an electronic linkage was discussed previously in several joint meetings among the JIF, the Drivers and Vehicles Licensing Department, the Greater Amman Municipality and the Insurance Department. The discussions also covered the secure electronic connections needed in all four parties to ensure the safety of information.


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