Finance Minister Michket Slama Khaldi has announced measures aimed to resolve the refusal of some insurance companies to insure motorcycles, particularly those over 50cc. The measures are integrated into the 2026-2030 development plan.
The Minister said that motorcycle owners can lodge an appeal with the Central Pricing Bureau in the event of a refusal of insurance or lack of response from the insurer within 10 days. This body can now set the premium amount and compel the company in question to grant coverage.
These measures are the result of discussions between the insurance regulator, the General Insurance Committee, and the Tunisian Federation of Insurance Companies. The objective is to ensure compliance with the mandatory civil liability insurance requirement.
Procedure
All refusal cases concerning motorcycles over 50cc will now be directed to the Federation, which will either forward them to the Central Pricing Bureau for registered two-wheelers or integrate them into a “solidarity” system if the motorcycles are unregistered.
These decisions were made in the wake of the rising number of disputes related to motorcycle insurance in Tunisia, marked by an increase in the number of two-wheelers over 50cc.
The “solidarity” system for vehicle insurance in Tunisia is a regulatory mechanism introduced to ensure that high-risk vehicles—specifically motorcycles and, more recently, large-displacement bikes—can obtain mandatory civil liability insurance, even after being refused by insurance companies.