Takaful Malaysia, the pioneer and leading takaful provider in Malaysia, has announced a strong financial performance for the year ended 31 December 2025.
The Group’s profit before zakat and tax recorded an all-time high of MYR616m ($157m), 7.1% higher from MYR574.9m in 2024. Takaful contributions rose to MYR3.78bn ($962m), an increase of MYR201.7m or 5.7% from MYR3.57bn in 2024.
The 2025 financial performance was primarily driven by a higher release of the contractual service margin and increased net investment income.
Group CEO of Takaful Malaysia, Nor Azman Zainal, said, “Our 2025 results are a clear reflection of our strategic agility and market dominance. Despite a volatile economic landscape, we have consistently outpaced industry benchmarks through disciplined execution and a balanced portfolio.”
Sustainable growth across core portfolios
The 2025 fiscal year underscores the strength of Takaful Malaysia’s diversified business model. Key performance drivers included:
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Diversified success: Robust contributions from bancatakaful, treasury, employee benefits, and general takaful business lines.
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Market demand: A heightened public awareness of financial protection and a surge in demand for Shariah-compliant solutions.
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Digital adoption: The Group’s proactive digital-first approach has streamlined operations and enhanced customer accessibility.
Strategic outlook
Moving forward, Takaful Malaysia is accelerating its commitment to driving customer-centric innovation, advanced digital capabilities, and environmental, social, and governance (ESG) integration.
The Group’s digital platform and brand, Kaotim, continued to be its growth engine. By expanding its online protection offerings, Kaotim has successfully penetrated the retail direct market, effectively complementing the Group’s established bancatakaful partnerships.
2026
“Our focus for 2026 is clear: agility and strategic market expansion beyond bancatakaful,” added Mr Nor Azman. “We are accelerating efforts to diversify our distribution footprint and drive business growth across multiple touchpoints. By leveraging our core strengths and the momentum of our digital platforms and market expansion strategy, we are well-positioned to navigate future headwinds and continue generating long-term, sustainable value for our customers, partners, and shareholders.”