Preliminary data released by the Financial Services Authority (FSA) show a notable increase of 13.2% in the number of serious accidents in 2025, compared to 2024, reflecting a shift toward more serious incidents in the Sultanate.
Insurance companies recorded around 75,300 traffic accidents in 2025, compared with 75,200 in 2024, a slight rise of 0.1%, the FSA said in a statement.
There were 54,271 minor accidents in 2025, representing about 72.1% of the total number, while 20,993 or 27.9% were serious.
Motor insurance claims
Data show that the total number of traffic accident claims in 2025 exceeded 77,000, compared with 76,500 in 2024, marking a 1% increase.
|
Motor insurance claims
|
2025
|
2024
|
|
Number
|
Change
|
OMR m
|
Change
|
|
Minor accidents
|
54,000
|
-4%
|
34.04
|
-9.1%
|
|
Serious accidents (involving material damage only)
|
11,000
|
10%
|
18.88
|
Not given
|
|
Serious accidents (involving injuries and medical expenses)
|
12,000
|
17%
|
22.47
|
26.7%
|
|
Fatalities
|
342
|
3%
|
4.45
|
-7.15%
|
|
Total
|
77,000
|
1%
|
79.80
|
1.5%
|
|
Source: FSA
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Total compensation in 2025 exceeded OMR79.8m, compared with OMR78.7m in 2024, an increase of 1.47%. This includes both paid compensation and claims under settlement.
These indicators reflect a decline in minor accidents alongside a clear increase in serious accidents with higher costs, as well as significant growth in injury-related claims and compensation. This points to a shift in the risk profile of traffic accidents and an increase in the financial burden associated with more serious incidents. It underscores the importance of continuing to strengthen road safety measures and fostering a culture of safe driving to reduce material and moral losses.
Insurance companies record only accidents where the responsible party holds a valid insurance policy. Accidents excluded under motor insurance policies, such as driving under the influence of alcohol or drugs, driving without a licence, or without valid insurance, are not included.