The Financial Regulatory Authority (FRA) has issued a resolution for a model policy for the Government Fund for Insurance against Risks Resulting from Medical Errors.
This step is part of an integrated regulatory package that includes the enactment of the Unified Insurance Law and the Medical Liability and Patient Safety Law. This is the first time a comprehensive legal framework has been laid down for dealing with medical errors to protect patients’ rights and ensure the stability of the professional practice of medical professionals and healthcare institutions, reported Al Mal News.
The Medical Liability and Patient Safety Law, which entered into force on 29 October 2025, provides for a mandatory insurance system for healthcare professionals and institutions and defines their obligations, conditions for rendering medical care, and procedures for addressing medical malpractice. This Law introduces a Government Insurance Fund to contribute to compensation for medical errors. It also provides for the establishment of a Supreme Committee for Medical Liability and Patient Safety to oversee the management of the medical liability system.
The government-backed Fund covers liability arising from medical errors that result in death, disability, or physical injury. The coverage includes all legally licensed medical service providers, including doctors, pharmacists, nurses, technicians and others as stipulated by law.
Obligations of medical professionals
The FRA decision also specifies the obligations of the insured (that is, the medical service provider). The obligations include:
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applying the professional rules while providing medical services,
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recording the medical condition of patients, and their personal and family medical history before proceeding with diagnosis and treatment,
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using appropriate medical tools and devices
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conducting the necessary medical examinations to ensure that the surgical intervention is necessary and appropriate for treating the patient and to verify that his health condition allows for the surgical intervention
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informing the patient about the nature of his illness, its degree of severity, and the medical complications that may result from the treatment, and to obtain approval before applying it. If this is not possible, a medical report from the treating physician and another physician in the same specialty, and the director of the medical institution or his representative, shall suffice. The treating physician must also prescribe the treatment, specify dosage and methods of use in writing and clearly, appended with his full name, signature, and the date of writing the prescription, in addition to recording every medical procedure taken, including type and date, in detail in the patient’s medical file
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taking all necessary precautions and measures to avoid exacerbating damages resulting from medical errors, and providing papers and documents related to the medical error if requested.