High premiums, and the fact that mental health coverage is optional for private-sector companies, limit access by employees to mental illness insurance coverage, according to experts and doctors specialising in this field.
Experts in the health insurance sector say that not only do employers not opt for mental health insurance, but reinsurance companies also turn down coverage because of the high cost, reported Al Roeya.
Addressing the issue, members of the Federal National Council are holding discussions with the Ministry of Health and Prevention. A draft mental health law is being prepared by the government that will be discussed soon by a special committee.
Consultant psychiatrist, Dr Adel Ahmed Karrani, says that it is a misconception that insurers do not cover mental illnesses. He says that the problem is that the employers do not include psychiatric treatment in the group insurance policies they purchase.
Highlighting some facts, he says that promoting mental health would lead to increased productivity, reduced sick leave, and lower stress at work. He also points out that recent studies have shown that the cost of treating mental illness is much lower than that for organic diseases.