Kuwait's Health Insurance Hospitals Company (Dhaman) has announced it will be introducing a new compulsory health insurance plan for 2m expatriate residents working in the private sector, in addition to their registered families.
The annual premium per person is KWD130 ($425), hiked from the current KWD50, according to a report in Arab Times Kuwait English Daily.
Sources stress that employers are obligated to pay for the health insurance of their expatriate employees.
The new Dhaman package covers the various expenses such as medical expenses as well as X-rays, laboratory tests, outpatient clinics, hospitalisation and other services.
The fee for medical consultation and opening a medical file, which is KWD2 per visit, will continue and will not be cancelled.
Sources say that commercial operations started last year to meet the requirements of providing primary healthcare services through Dhaman centres in Farwaniya and Hawalli governorates. The centres offer a variety of services at prices similar to those of the Ministry of Health. Dhaman hospitals that are currently being built in Ahmadi and Jahra while the construction of the third hospital, which is in Farwaniya, has begun. The total capacity in all the three hospitals will be 900 beds . This is aimed at easing the burden on the government medical facilities. The Dhaman hospitals will also represent strong competition to private hospitals.
As soon as the Dhaman healthcare system is operational, healthcare services of approximately 2m expatriates in Kuwait will transfer from the Ministry of Health’s facilities to the company’s hospitals.
Meanwhile, Dhaman says that 50% of the company’s shares will be offered to the public at the end of 2021. Sources say that the listing on the stock exchange coincides with the start of the full operational phase of the health insurance system.