Turkiye: Government to introduce eldercare insurance scheme
Source: Middle East Insurance Review | Jul 2026
A new insurance model is being developed to address the growing need for elderly care to enable people to afford physical and mental care as they age.
With this insurance, care costs will be covered without burdening individuals and families.
The burden of care on family members will be reduced. Access to private care services will be facilitated, and the care sector will be developed.
With a voluntary elderly care insurance system, the elderly will be able to receive care services at home or in a nursing home. Individuals can take out insurance for themselves and their parents. A premium will be paid to the state.
The elderly care insurance is envisioned to be structured similarly to the Individual Retirement Savings System (BES). Participation in the system will involve paying premiums for a specific period, which is expected to be at least 10 years. Those who wish to do so can combine their private health insurance with the elderly care insurance to receive more comprehensive care and health services. It is envisioned that those who meet the scheme’s criteria will be able to benefit from home or nursing home care services starting from the age of 60. M