Egypt: Insurance industry grows by over 30% in 2025
Source: Middle East Insurance Review | Mar 2026
The insurance sector reported total premiums of EGP110.1bn ($2.3bn) in 2025, growing by 30.6% over 2024, the Financial Regulatory Authority (FRA) revealed in its annual report for the year 2025.
The life and savings insurance accounted for EGP61.9bn of the total, while the property and liability branch raked in EGP48.2bn. The distribution was 56.2% and 43.8%, respectively.
Compensation payouts totalled EGP47bn in 2025, increasing by 34.3%, compared to EGP35bn in 2024.
The annual inflation rate in Egypt was 10.3% in December 2025, declining from 24.0% in January of the same year, according to data from the Central Agency for Public Mobilisation and Statistics (CAPMAS).
FRA Chairman Dr Mohamed Farid said that 2025 was the culmination of a series of reforms that began in 2022. He added that the Authority does not rely on quick solutions or a “magic wand”, but rather on a clear vision and disciplined implementation of measures, with constant interaction with market participants to achieve a balance between growth and stability.
The FRA indicated that the market currently includes 39 insurance companies and 95 insurance brokerage companies, in addition to 671 active private insurance funds catering to 5m subscribers, as well as six government insurance funds serving about 28m citizens. M