Morocco: Competition Council advocates motor insurance pricing reform
Source: Middle East Insurance Review | Sep 2026
The Moroccan motor insurance market is facing scrutiny as it is marked by pricing that is practically the same from one insurance company to another, despite an apparently liberalised competitive framework and the number of insurers operating in the market.
The President of the Competition Council, Mr Ahmed Rahhou, said that the lack of price differentiation stems from a mix of structural issues and rigid legal barriers. Currently, the criteria insurers can use to determine premiums are tightly restricted by the Insurance Code, according to a report by Medias24.
“Today, tariff differentiation in motor insurance is restricted by law, notably by the Insurance Code, which is currently being modified,” Mr Rahhou said, “We have therefore requested an expansion of the pricing criteria so that there is genuine competition between operators,” he added.
Other factors affecting motor insurance pricing include Morocco’s high road mortality rates, as well as costs arising from fraud and premium non-payment by certain agents and brokers, which are ultimately borne by consumers. M