Middle East News - Kuwait: Insurers work with govt on app to report auto accidents
Source: Middle East Insurance Review | Mar 2016
Insurance companies in Kuwait are working with the government on developing an app to be called “Snap & Drive On”, for use in reporting and investigating road-blocking minor traffic accidents that result in no injuries or fatalities.
The Interior Ministry’s Assistant Undersecretary for Traffic Affairs, Major General Abdullah Al-Muhanna, has met the Ministry’s Investigations Director, Major General Fahd Al-Doussari, and senior traffic officials to discuss the app, reported the Kuwait Times.
The app will be introduced in collaboration with the Public Authority for Civil Information (PACI), the Ministry of Interior’s investigations and traffic departments, and insurance companies. The app can be downloaded on mobile phones and will include links to PACI and its databases and the Traffic Department.
Sources said that the app will be launched in three separate phases. The first phase will see a media campaign introducing the app as one that can be used to photograph minor accidents from different angles, upload the photos, and gain access to owner information through PACI and the Interior Ministry’s databases. Drivers can then drive off to check with the relevant police station and get a printout to take to insurance companies.
In the second phase, drivers can go directly to the insurance companies instead of the police stations, then wait for traffic court orders on the case.
In the third phase, the three parties (police stations, Traffic Department and insurance companies) will agree to directly compensate drivers without having to wait for court orders that usually take months. The insurance companies then claim compensation sums after court orders are issued.