Dental and gum treatment as well as one-time teeth cleaning will be covered in the new cooperative health insurance bylaws which will be implemented in July 2018, says the Council of Cooperative Health Insurance (CCHI).
The new insurance bylaws also allow the Respiratory Syncytial Virus (RSV) vaccine and early test programmes for hearing problems, newborns’ heart problems, and gastric sleeve surgeries for people with 45 BMI. Among the new diseases covered by insurance are psychological issues that require hospital care indicated by the Ministry of Health and psoriasis, reported Saudi Gazette. Baby milk formula will also be covered by insurance for babies who medically need it until they reach 24 months of age.
In addition, all insurance companies must now offer an annual coverage of at least SAR500,000 (US$133,000) for medical check-ups, diagnoses, treatment, medications, admission, and surgeries.
Mr Mohammed Hussein, Secretary General of the CCHI, said that the new bylaws will apply to new insurance policies issued after 30 June 2018. He said that insurance companies are not allowed to cancel existing health insurance policies before they expire so as to re-issue new policies on 1 July.